Privacy Policy

1. Information We May Collect

We may collect information that you voluntarily provide through the website, including:

Name, company name, email address, phone number, property address or location, survey request details, deadline or scheduling information, message content, and documents, photographs, or other materials you choose to submit, if upload features are enabled.

We may also collect limited technical information automatically, such as IP address, browser type, device type, pages visited, date and time of visit, referring website, and general usage and analytics information.

2. How We Use Information

We may use collected information to respond to inquiries, evaluate survey or service requests, communicate with prospective or current clients, prepare proposals, scopes, or service options, provide requested services, improve the website and user experience, maintain business records, protect website security, and comply with legal, regulatory, or contractual obligations.

3. Sharing of Information

We do not sell personal information.

We may share information when reasonably necessary with service providers who help operate the website, email, forms, hosting, analytics, scheduling, or business systems; professional advisors such as attorneys, accountants, or insurance advisors; insurance carriers, MGAs, brokers, property owners, or other parties involved in a requested engagement, when appropriate to the requested service; and government, legal, or regulatory authorities when required by law or necessary to protect legal rights.

4. Contact Forms and Survey Requests

Information submitted through contact forms or survey request forms is used to review and respond to the inquiry. Submitting a form does not create a consultant-client relationship and does not guarantee that Pacific Risk Consulting will accept an engagement.

Please do not submit highly sensitive information through the website unless requested through an appropriate secure method.

5. Documents, Photographs, and Property Information

If you submit documents, photographs, property information, loss control materials, insurance documents, or similar information, we may use that information to evaluate or perform requested services.

Such materials may include information about buildings, tenants, operations, safety programs, fleet operations, insurance requirements, or other business-related matters. We use reasonable efforts to handle such information responsibly, but website submission methods may not be appropriate for highly confidential materials unless secure transmission is arranged.

6. Cookies and Analytics

The website may use cookies, analytics tools, or similar technologies to understand website traffic, improve website performance, and maintain security.

You may be able to adjust browser settings to refuse or limit cookies. Some website features may not function properly if cookies are disabled.

7. Third-Party Services

This website may use third-party services such as website hosting, form tools, analytics providers, email systems, embedded maps, scheduling tools, or spam-prevention tools.

These third parties may collect information according to their own privacy policies. Pacific Risk Consulting is not responsible for the privacy practices of third-party services.

8. Data Retention

We retain information for as long as reasonably necessary for the purposes described in this Privacy Policy, including responding to inquiries, providing services, maintaining business records, resolving disputes, complying with legal obligations, and supporting legitimate business operations.

9. Data Security

We use reasonable administrative, technical, and organizational measures to protect information. However, no website, email system, or internet transmission is completely secure. You submit information at your own risk.

10. Your Choices

You may contact us to request that we update, correct, or delete information you previously provided, subject to legal, contractual, business-record, or professional obligations.

You may also request that we stop sending non-essential communications.

11. Children's Privacy

This website is intended for business and professional users. It is not directed to children under 13, and we do not knowingly collect personal information from children.

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. Updates will be posted on this page with a revised effective date.

13. Contact

Questions about this Privacy Policy may be directed to:

Pacific Risk Consulting Email: [email protected] Website: www.pacificriskconsulting.com